Property insurance is purchased to protect against loss to a companies tangible property. This could be a companies product that they manufacture or the equipment or building where the product is produced.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

General liability insurance is coverage that is designed to protect a business for a loss arising out of a negligent non-professional act.

Bodily injury and property damage, personal and advertising injury, and medical payments are the three areas that make up a general liability policy.

Bodily Injury and property damage provides legal liability coverage in the event a loss occurs involving property or injury of persons not affiliated with the business due to a negligent act.

Personal and advertising injury protects against offenses such as libel, slander, fasle arrest, copyrite infringment and advertising infringment.

Medical payments is coverage for injuries sustained by the general public on your premises or when exposed to business operations.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Business automobile policies are written to cover the vehicle for physical damage and protect the company and their employees from any negligance associated with the vehicle.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Worker's compensation insurance protects the company and its eployees in the event of an injury or death caused by work related activities.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Unbrella liability insurance is a policy that generally covers all other casualty insurance in place for an specific amount of money, usually in increments of $1,000,000. It protects a business from a large loss caused by the negligance of the business.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Professional liability insurance protects an individual or company for any negligance that arises as a result of the type of profession they are engaged in. i.e. Lawyer, Doctor, Dentist, or Funeral Director.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Employment Practices Liability Insurance protects the company in the event that proper employment guidelines were not followed and resulting litigation follows.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Boiler/Equipment Breakdown policies are written to protect the business from any additional costs that arise due to a breaddown of a boiler or other such equipment.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Bonds are written to indemnify a third party for default on behalf of the principal. For example, employee dishonesty bonds are written to indemnify the owner on behalf of a dishonest employee.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Inland marine policies are normally used to protect property in transit. The product is no longer at your location where you can protect it.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Most traditional policies exclude coverage for crime when it involves an employee. A crime policy will allow the company to buy that coverage back.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Aircraft Policies are written to cover the plane for physical damage and protect the owner for any negligance while in the air or on the ground.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Employee benefits are more important now than ever. A good employee is invaluable to a companies success. Let us help you understand what is available for your company and why you may or may not need.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information. Call us toll free at (877)520-2111!!!

Group health insurance is most often purchased through a business for their employees. This is nice because if you are part of a group pre-existing conditions cannot be excluded plus costs are usually lower because you are spreading the risk.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Pension and profit sharing plans are set up by the employer for the employees as a benifit to work for their company. Basically it is an incentive to work hard and make sure the company does well.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Disability Income would be money that you would receive in the event that you were injured and could not continue to work.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Having a plan to keep the doors open and business going in the event of a natural disaster that somehow effects your physical location.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information. Call us toll free at (877)520-2111!!!

Personal automobile policies are written to cover the vehicle for physical damage and protect the owner from any negligance associated with the vehicle.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Homeowners policies are written to cover your home for physical damage and protect the homeowner from any negligance associated with the property.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Tenants policies are written to cover the personal property in their apartment for physical damage and protect the owner from any negligance associated with the property or residence.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Motorcycle policies can be written to cover the vehicle for physical damage and protect the owner from any negligance associated with the vehicle.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Umbrella policies provide an additional layer of liability for the underlying policies (home, auto, boat, and recreational policies).

Coverage is activated when the liability limits of the underlying policy is exhausted, or when a claim developes that is not covered by the primary insurance policy.

Umbrella coverages are broader and provide bodily injury, personal injury, and property damage coverage.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!! Policies can vary, so consideration must be taken in regards to the specific exposures that need to be covered.

Is a policy that can include coverage for physical damage for the boat, motor, equipment, trailer and liability coverage.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Recreational vehicles are often referred as toys. Atv's Snowmobiles, and Dirtbikes are a few examples of recreational vehicles. Recreational vehicle policies are written to cover the vehicle for physical damage and protect the owner from any negligance associated with the vehicle.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Valuable items schedules are often put in place when the primary insurance policy puts a limit on the amount of insurance that will be paid if a specific type of item is damaged or stolen.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Fine Arts coverage can be endorsed to a policy to cover the actual value of precious art. Most policies do not automatically cover Fine Arts.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Most insurance policies exclude coverage for any type of water intrusion. Flood policies protects your property in the event of a flood.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Permanent Life Insurance is a policy that is taken out with the intention of providing another sorce of income to surviving benificiaries. It is payable on the death of the named insured.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Term life insurance is usally purchased as an additional source of income for surviving benificiaries in the event of the named insured's death. This policy is purchased for a specific amount of time. Once that period of time has expired coverage ceases.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

An IRA (individual retirement account) is usually purchased to put monies aside in an interest bearing account for retirement purposes.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information. Call us toll free at (877)520-2111!!!

Tax sheltered annuity (403B) is an account set up to set aside monies for retirement. Money is usually deducted prior to taxes on payroll and while the money is in the account is not subject to taxes.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information. Call us toll free at (877)520-2111!!!

Insurance designed to pay the costs associated with dental Care. Dental insurance pays a portion of the bills from dentists, hospitals, and other providers of dental services. By doing so, dental insurance protects people from financial hardship caused by unexpected dental expenses.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Individual health insurance can be purchased to cover a person for health conditions that may arise. Usually is more expensive than group health isurance. Pre-existing conditions may be excluded!

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!

Long-Term Care is an insurance product that helps provide for the cost of care beyond a predetermined period, often 90 days. The need for long-term care is determined most often by the inability to perform the basic activities of daily living, such as dressing, bathing, eating, toileting, getting in and out of a bed or chair, and walking.

Dave Mosher & associates has locations in Monroe, New Glarus, Argyle, and Evansville that can provide you with further information or a quote. Call us toll free at (877)520-2111!!!